<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com</loc>
    <lastmod>2026-03-25</lastmod>
    <priority>1</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes</loc>
    <lastmod>2026-03-25</lastmod>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/american-express-why-buffett-likes-it-more-than-visa-and-mastercard-4FlWa4Z6</loc>
    <lastmod>2026-03-25</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/is-louis-philippe-indian-or-french-RqazAXPb</loc>
    <lastmod>2026-03-17</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/what-went-wrong-with-intel-what-is-it-up-to-now-O7KP5_Xy</loc>
    <lastmod>2026-03-10</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/poka-yoke-toyotas-design-thinking-iBJy93Ns</loc>
    <lastmod>2026-03-03</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/how-lenovo-took-over-ibm-to-become-the-worlds-largest-pc-maker-BvFaM8av</loc>
    <lastmod>2026-02-24</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/why-apple-moved-to-the-type-c-charging-port-cXmhNaZe</loc>
    <lastmod>2026-02-17</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/revlons-fall-from-glory-to-bankruptcy-and-revival-HDzGPfSv</loc>
    <lastmod>2026-02-10</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/the-curious-case-of-narayana-healths-profits-Da_G_CeA</loc>
    <lastmod>2026-02-03</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/trent-and-asian-paints-a-tale-of-two-popular-stocks-xR0pET1P</loc>
    <lastmod>2026-01-27</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/nestles-brilliant-razor-and-blade-pricing-model-and-its-pitfalls-EGUsOoeX</loc>
    <lastmod>2026-01-20</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/dmarts-pseudo-debt-a-common-accounting-peculiarity-YtU8va6f</loc>
    <lastmod>2026-01-13</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/diet-coke-vs-coke-zero-whats-the-difference-why-the-difference-RdCOOBi2</loc>
    <lastmod>2026-01-06</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/groceries-to-technology-wipro-wears-multiple-hats-2lodkqy6</loc>
    <lastmod>2025-12-31</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/microsofts-bold-pricing-shift-and-the-business-rationale-behind-it-ESeB0vb_</loc>
    <lastmod>2025-12-23</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/nike-adidas-puma-and-their-d2c-pivot-pGgJuivq</loc>
    <lastmod>2025-12-16</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/why-amazon-did-not-care-for-profits-in-its-initial-years-FTsiuMo9</loc>
    <lastmod>2025-12-09</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/temasek-a-sovereign-wealth-fund-that-other-nations-want-to-emulate-XjIlrzB_</loc>
    <lastmod>2025-12-02</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/tiktok-ban-how-instagram-and-youtube-swiftly-took-over-the-market-S3k8vqn2</loc>
    <lastmod>2025-11-25</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/stanley-cups-from-rugged-uses-to-a-stylish-collectible-4olj3oqM</loc>
    <lastmod>2025-11-18</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/zomato-to-eternal-taking-a-leaf-from-google-and-facebooks-playbook-QIobfzoF</loc>
    <lastmod>2025-11-11</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/when-reliance-and-amazon-went-shopping-at-big-bazaar-4XHD4Rr1</loc>
    <lastmod>2025-11-04</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/starbucks-vs-ccd-whatsapp-vs-wechat-first-movers-vs-challengers-k0l1jxvn</loc>
    <lastmod>2025-10-28</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/muhurat-trading-and-new-beginnings-xeUofH7Q</loc>
    <lastmod>2025-10-21</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/the-worlds-best-restaurants-may-not-have-a-michelin-star-do-you-know-why-mUcJMPEW</loc>
    <lastmod>2025-10-14</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/hyrox-can-cultural-trends-spark-investment-ideas-fysXfFgC</loc>
    <lastmod>2025-10-07</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/brand-collabs-drop-culture-limited-editions-the-business-of-hype-ih9T7H5B</loc>
    <lastmod>2025-09-30</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/bhushan-steels-fall-from-fortune-to-fraud-8hs8HT3w</loc>
    <lastmod>2025-09-23</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/when-reliance-jio-behaved-like-a-startup-igkbhkHT</loc>
    <lastmod>2025-09-16</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/flipkart-is-loss-making-but-valuable-for-walmart-OGwKajTO</loc>
    <lastmod>2025-09-09</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/lts-hostile-takeover-of-mindtree-uz7FEsi1</loc>
    <lastmod>2025-09-02</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/lacoste-a-solid-business-of-solid-shades-VQ2aDyDf</loc>
    <lastmod>2025-08-26</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/how-does-whatsapp-make-money-xfnLLyCl</loc>
    <lastmod>2025-08-19</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/tata-steels-adventurous-misstep-corus-4q118_h1</loc>
    <lastmod>2025-08-12</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/vaseline-a-soft-product-with-rugged-origins-ujOHNFE_</loc>
    <lastmod>2025-08-05</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/tata-nano-visionary-product-or-failed-experiment-7Yu7rdug</loc>
    <lastmod>2025-07-29</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/labubu-mania-the-business-of-fad-HMbByTD4</loc>
    <lastmod>2025-07-22</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/the-day-silver-broke-wall-street-ifte9dkU</loc>
    <lastmod>2025-07-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/dettols-liquid-soap-over-bar-blue-ocean-strategy-Yk3N4Aco</loc>
    <lastmod>2025-07-08</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/how-cadburys-hostile-takeover-turned-into-a-friendly-takeover-Ce8Ra9kI</loc>
    <lastmod>2025-07-01</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/hersheys-hazelnut-chocolate-spread-travels-six-countries-to-reach-you-URJBCD8S</loc>
    <lastmod>2025-06-24</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/gulf-rupee-the-time-when-india-printed-currencies-for-other-countries-OVZDv31m</loc>
    <lastmod>2025-06-17</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/semiconductor-chips-moores-law-tsmc-asml-indias-push-for-chips-fy2XyIzs</loc>
    <lastmod>2025-06-10</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/how-shale-oil-made-the-us-the-worlds-largest-oil-producer-what-is-shale-oil-3sPQD7bS</loc>
    <lastmod>2025-06-03</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/from-earth-to-your-cars-how-crude-oil-is-extracted-and-refined-into-petrol-5oXDKOR2</loc>
    <lastmod>2025-05-27</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/how-zaras-control-over-its-supply-chain-makes-it-the-most-fashionable-Q8Ztmt6h</loc>
    <lastmod>2025-05-20</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/the-rise-and-fall-of-long-term-capital-management-ltcm-EQd6liB5</loc>
    <lastmod>2025-05-13</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/who-broke-the-swiss-banking-secrecy-code-YrjNolpv</loc>
    <lastmod>2025-05-06</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/sumitomo-copper-scandal-how-one-trader-cornered-the-worlds-copper-market-N9CxpTXF</loc>
    <lastmod>2025-04-29</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/salomon-brothers-scandal-and-how-warren-buffett-handled-it-Tfw4GjsB</loc>
    <lastmod>2025-04-22</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-47-bernie-madoffs-big-fat-ponzi-scheme-how-was-it-discovered-d8rFx64L</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-46-lijjat-papad-how-a-group-of-45-000-women-swiftly-run-a-pan-india-organization-i55Etw1T</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-45-how-a-rogue-trader-caused-the-collapse-of-uk-based-barings-bank-s1eIqzf7</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-44-reliance-has-equity-reserves-of-8-lakh-crore-how-does-it-use-them-XmQjljLL</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-43-ryanair-offers-cheapest-airfares-and-is-still-the-most-profitable-T4NbbiUU</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-42-crazy-eddie-scams-and-more-scams-HkQ9wxyH</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-40-why-jio-financial-services-became-part-of-the-nifty-50-index-for-just-13-days-x37JPUk3</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-40-why-airlines-are-a-tough-business-to-crack-indigo-jet-airways-kingfisher-and-others-R6JajAlF</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-39-friends-of-reliance-vs-the-bear-cartel-of-kolkata-9dX1ZI_l</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-38-why-hong-kong-lets-private-banks-print-its-currency-CXopanPL</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-37-how-harshad-mehta-scam-led-to-many-reforms-in-the-indian-markets-4nlAaRpw</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-36-why-mutual-funds-were-suddenly-underperforming-in-2019-qpo5sUBj</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-35-leverage-roe-and-roi-margin-trading-and-businesses-EQD4Y8Ga</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-34-crude-oil-once-traded-at-negative-prices-do-you-know-why-WfcHwDTo</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-33-surf-excel-rin-wheel-why-does-hul-sell-detergents-under-different-brand-names-dduUVHMo</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-32-singapore-is-the-most-expensive-place-to-own-a-car-GuVsCQMN</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-31-diseconomies-of-scale-in-steel-recycling-fj6o0v_j</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-30-parle-g-and-cadbury-dairymilk-shrinflation-wnPFRjXp</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-29-why-is-rbi-selling-dollars-the-usd-inr-struggle-3HgcixJt</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-28-ilfs-essel-and-others-why-nbfcs-were-failing-in-2018-19-QWwgzCAe</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-27-amber-enterprises-taj-ultratech-cement-whats-common-among-them-Et2T_K_g</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-26-bricks-nuts-and-bolts-zips-and-buttons-businesses-without-brands-8AKlO01l</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-25-bajaj-auto-vs-tvs-motor-and-return-on-assets-NKaCZb3E</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-24-vedanta-paid-dividends-in-excess-of-earnings-h4cobtDh</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-23-parachute-oil-colgate-toothpaste-velvette-shampoo-packaging-innovations-0GaAMvOA</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-22-india-and-china-electric-heating-vs-sun-drying-population-density-h3LOEKjZ</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-21-samsung-apple-tsmc-nvidia-and-their-pe-ratios-rlBr9gjf</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-20-argentinas-287-inflation-rate-cheap-money-and-freebies-fFob3oJi</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-19-was-adani-power-charging-a-country-risk-premium-to-bangladesh-bQNArY2h</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-18-cuba-china-middle-east-and-concentration-risk-42sy3Gyo</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-17-adani-power-palantir-nationalization-of-businesses-0t_y4mUH</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-16-palantir-tsmc-apple-and-their-concentration-risk-G_MHfEWZ</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-15-torrent-pharmas-constant-currency-growth-WtmDD3qY</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-14-quality-of-earnings-vs-quality-of-reporting-BEFew8AB</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-13-dmart-lt-and-their-trade-receivables-vxPSRZzQ</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-12-warren-buffetts-moats-and-nestle-dmart-irctc-lKHkxaFS</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-11-tsmcs-business-continuity-plan-in-the-face-of-covid-and-water-shortage-x1t2aprx</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-10-loss-leaders-of-reliance-mart-zepto-blinkit-R68T0uDL</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-9-mm-and-tech-mahindra-rules-of-thumb-and-exceptions-8uG3Sbu0</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-8-yes-bank-how-its-market-cap-has-grown-despite-a-decline-in-stock-price-PR_EIPT4</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-7-zero-promoter-companies-hdfc-bank-icici-bank-lt-and-itc-QX2ABF4w</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-6-infosys-weighs-heavier-than-tcs-in-the-nifty-50-index-qTYlwD6Z</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-5-vodafone-and-facebook-why-companies-pay-in-equity-jhOPmflI</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-4-tata-steels-captive-mines-and-power-plants-backward-integration-IkU3jM9w</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-3-toyota-just-in-time-demerits-uncovered-by-the-semiconductor-industry-Bp3j8PZa</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-2-colgate-nestle-eponym-brands-and-marketing-spends-43YLSlQu</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://side-notes-by-zerodha-varsity.simplecast.com/episodes/ep-1-hindustan-aeronautics-high-leverage-but-zero-debt-t5fd7_WP</loc>
    <lastmod>2025-04-15</lastmod>
    <priority>0.8</priority>
  </url>

</urlset>